A good first test for synonyms is to see if the two words can be used interchangeably in a sentence. In this case, you can pay "restitution" and you can pay "damages". The word "take" can be immediately discarded as a possible answer, because it is a verb and "restitution" is a noun. The term "stipend" usually means a fee paid to cover extra work on a job and the word "fine" is generally punishment for an offense. A "fine" can be a "restitution" for something, but this is not always the case, so "damages" is the best choice for the answer.